* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #f8f9fa;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Navigation */
.navbar {
    background: #fff;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    position: fixed;
    top: 0;
    width: 100%;
    z-index: 1000;
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 70px;
}

.nav-logo h2 {
    color: #2c5aa0;
    font-weight: 700;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 30px;
}

.nav-link {
    text-decoration: none;
    color: #333;
    font-weight: 500;
    transition: color 0.3s;
}

.nav-link:hover,
.nav-link.active {
    color: #2c5aa0;
}

.hamburger {
    display: none;
    flex-direction: column;
    cursor: pointer;
}

.hamburger span {
    width: 25px;
    height: 3px;
    background: #333;
    margin: 3px 0;
    transition: 0.3s;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #2c5aa0 0%, #1e3d72 100%);
    color: white;
    padding: 120px 0 80px;
    text-align: center;
}

.hero-content h1 {
    font-size: 3rem;
    margin-bottom: 20px;
    font-weight: 700;
}

.hero-content p {
    font-size: 1.2rem;
    margin-bottom: 30px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.hero-buttons {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
}

/* Buttons */
.btn {
    padding: 12px 30px;
    border: none;
    border-radius: 5px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    text-decoration: none;
    display: inline-block;
}

.btn-primary {
    background: #ff6b35;
    color: white;
}

.btn-primary:hover {
    background: #e55a2b;
    transform: translateY(-2px);
}

.btn-secondary {
    background: transparent;
    color: white;
    border: 2px solid white;
}

.btn-secondary:hover {
    background: white;
    color: #2c5aa0;
}

.btn-outline {
    background: transparent;
    color: #2c5aa0;
    border: 2px solid #2c5aa0;
}

.btn-outline:hover {
    background: #2c5aa0;
    color: white;
}

.btn-large {
    padding: 15px 40px;
    font-size: 1.1rem;
}

/* Services Section */
.services {
    padding: 80px 0;
    background: white;
}

.services h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c5aa0;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 30px;
}

.service-card {
    background: #f8f9fa;
    padding: 40px 30px;
    border-radius: 10px;
    text-align: center;
    transition: transform 0.3s, box-shadow 0.3s;
    border: 1px solid #e9ecef;
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.service-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.service-card h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: #2c5aa0;
}

.service-card p {
    margin-bottom: 20px;
    color: #666;
}

.service-card ul {
    list-style: none;
    margin-bottom: 25px;
    text-align: left;
}

.service-card li {
    padding: 5px 0;
    color: #555;
}

.service-card li:before {
    content: "✓ ";
    color: #28a745;
    font-weight: bold;
}

/* Features Section */
.features {
    padding: 80px 0;
    background: #f8f9fa;
}

.features h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 50px;
    color: #2c5aa0;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
}

.feature {
    text-align: center;
    padding: 30px 20px;
}

.feature-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.feature h3 {
    font-size: 1.3rem;
    margin-bottom: 15px;
    color: #2c5aa0;
}

.feature p {
    color: #666;
}

/* CTA Section */
.cta {
    background: linear-gradient(135deg, #2c5aa0 0%, #1e3d72 100%);
    color: white;
    padding: 80px 0;
    text-align: center;
}

.cta h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.cta p {
    font-size: 1.2rem;
    margin-bottom: 30px;
}

/* Footer */
.footer {
    background: #1a1a1a;
    color: white;
    padding: 50px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-bottom: 30px;
}

.footer-section h3,
.footer-section h4 {
    margin-bottom: 20px;
    color: #2c5aa0;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: 8px;
}

.footer-section a {
    color: #ccc;
    text-decoration: none;
    transition: color 0.3s;
}

.footer-section a:hover {
    color: #2c5aa0;
}

.footer-bottom {
    border-top: 1px solid #333;
    padding-top: 20px;
    text-align: center;
    color: #ccc;
}

.footer-bottom a {
    color: #2c5aa0;
    text-decoration: none;
}

/* Form Styles */
.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 5px;
    font-weight: 600;
    color: #333;
}

.form-group input,
.form-group textarea {
    width: 100%;
    padding: 12px;
    border: 1px solid #ddd;
    border-radius: 5px;
    font-size: 1rem;
    transition: border-color 0.3s;
}

.form-group input:focus,
.form-group textarea:focus {
    outline: none;
    border-color: #2c5aa0;
}

.form-group textarea {
    height: 120px;
    resize: vertical;
}

.checkbox-group {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin: 20px 0;
}

.checkbox-group input[type="checkbox"] {
    width: auto;
    margin-top: 3px;
}

.checkbox-group label {
    margin-bottom: 0;
    font-weight: normal;
    line-height: 1.4;
}

.checkbox-group a {
    color: #2c5aa0;
    text-decoration: underline;
}

.checkbox-group a:hover {
    color: #1e3d72;
}

/* Page Styles */
.page-header {
    background: #2c5aa0;
    color: white;
    padding: 120px 0 60px;
    text-align: center;
}

.page-header h1 {
    font-size: 2.5rem;
    margin-bottom: 10px;
}

.page-content {
    padding: 60px 0;
    background: white;
}

.page-content h2 {
    color: #2c5aa0;
    margin-bottom: 20px;
    font-size: 1.8rem;
}

.page-content h3 {
    color: #333;
    margin-bottom: 15px;
    margin-top: 30px;
    font-size: 1.3rem;
}

.page-content p,
.page-content li {
    margin-bottom: 10px;
    line-height: 1.7;
}

.page-content ul {
    margin-left: 20px;
    margin-bottom: 20px;
}

/* Contact Form */
.contact-form {
    background: #f8f9fa;
    padding: 40px;
    border-radius: 10px;
    max-width: 600px;
    margin: 0 auto;
}

.contact-form select {
    width: 100%;
    padding: 12px;
    border: 1px solid #ddd;
    border-radius: 5px;
    font-size: 1rem;
    background: white;
    transition: border-color 0.3s;
}

.contact-form select:focus {
    outline: none;
    border-color: #2c5aa0;
}

/* Banking Partners Section */
.banking-partners {
    padding: 80px 0;
    background: #ffffff;
}

.partners-header {
    text-align: center;
    margin-bottom: 3rem;
}

.partners-header h2 {
    font-size: 2.5rem;
    color: #2c5aa0;
    margin-bottom: 1rem;
}

.partners-header p {
    font-size: 1.2rem;
    color: #666;
}

.partners-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-top: 2rem;
}

.partner-card {
    background: #f8f9fa;
    border: 1px solid #e9ecef;
    border-radius: 10px;
    padding: 30px;
    text-align: center;
    transition: all 0.3s ease;
}

.partner-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    border-color: #2c5aa0;
}

.partner-logo h3 {
    font-size: 1.3rem;
    font-weight: 700;
    color: #2c5aa0;
    margin-bottom: 15px;
}

.partner-products p {
    color: #666;
    font-size: 0.95rem;
    margin-bottom: 20px;
    line-height: 1.5;
}

.status-badge {
    background: #d4edda;
    color: #155724;
    padding: 5px 15px;
    border-radius: 15px;
    font-size: 0.85rem;
    font-weight: 600;
    display: inline-block;
    margin-bottom: 15px;
}

.partner-link {
    display: inline-block;
    background: #2c5aa0;
    color: #ffffff;
    padding: 10px 20px;
    border-radius: 5px;
    text-decoration: none;
    font-size: 0.9rem;
    font-weight: 600;
    transition: all 0.3s ease;
}

.partner-link:hover {
    background: #1e3d72;
    color: #ffffff;
    transform: translateY(-1px);
}

/* Responsive Design */
@media (max-width: 768px) {
    .hamburger {
        display: flex;
    }
    
    .nav-menu {
        position: fixed;
        left: -100%;
        top: 70px;
        flex-direction: column;
        background-color: white;
        width: 100%;
        text-align: center;
        transition: 0.3s;
        box-shadow: 0 10px 27px rgba(0,0,0,0.05);
        padding: 20px 0;
    }
    
    .nav-menu.active {
        left: 0;
    }
    
    .hero-content h1 {
        font-size: 2rem;
    }
    
    .hero-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .features-grid {
        grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .contact-form {
        padding: 20px;
        margin: 0 20px;
    }
    
    .contact-grid {
        grid-template-columns: 1fr !important;
        gap: 30px !important;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 15px;
    }
    
    .hero {
        padding: 100px 0 60px;
    }
    
    .hero-content h1 {
        font-size: 1.8rem;
    }
    
    .services,
    .features,
    .cta {
        padding: 60px 0;
    }
    
    .page-content {
        padding: 40px 0;
    }
}